NOTE: Text banking is currently fee free, however your mobile phone carrier may charge you standard text messaging fees. Mobile Text Banking allows you to send a text message command to receive text message replies regarding the balance of your savings, checking, certificates, loans, and credit card accounts. A member who has no NSF charges in the past 6 months. A member with a credit score (if known) of at least 600. A member who is at least 18 years of age. – A member who has opened/maintained active Michigan United Credit Union checking account and/or savings account for at least 90 days. Tip 4 – To avoid delays in processing or rejection of your check, please ensure that the quality of the image is clear and in focus. Hold onto the check for a week in case we need to review it. Tip 3 – Write “Deposited” and today’s date on the front of your check. Tip 2 – Deposit by 11 PM ET and your money will generally be available for withdrawal by the next business day, subject to our hold policy. Tip 1 – Restrictive Endorsement: please sign the back of your check and underneath your signature please write “RDC Deposit for Michigan United CU only”. Mobile Check DepositĮligible members have the ability to take a picture of their checks and send in for deposit through the Michigan United Credit Union mobile app. The Jump feature is now enabled in the mobile app. This app includes features such as Person-2-Person payment, Remote Deposit Capture, Card Control, and Biometrics security login features such as face recognition, fingerprint activation to access your account. We are proud to introduce our new Michigan United Credit Union Mobile App which is available for both Apple and Android users. You can view the following information: funds on hold for savings and checking, pending authorization for credit cards, pending ACH transactions, transfer funds between accounts etc. View your account balances, and details for savings, checking, certificates, loans and credit cards. View network connection – allows the app to select the best connectivity to operate the app by viewing the types of Internet connectivity available to the phone when the mobile banking app is being used.You can log into It’sMe24/7 Online Banking from your mobile phone and you can securely access your account.Full network access – used to connect to the Internet in order for the app to function.This can be turned off after the app installation by turning off the phone’s GPS. Approximate location and precise location – used for the find Branch ATM feature.Take pictures and videos – used for the Deposit Anywhere™ mobile cheque deposit feature.Note that this app requires several permissions: If you are not yet enrolled for Online Banking, call us at 30 or visit us in branch. To use the Mobile App, you must be registered for Online Banking. Check with your mobile phone provider for details. No charge for the app, but mobile data downloading and Internet charges may apply. No new passwords or personal access questions to remember Pay bills now or set up payments for later Transfer funds between Unity Credit Union accounts With customized personalization features, you can design your mobile app experience to suit your needs. Business members can experience a unique login experience with business alerts, two-to-sign capability, profile consolidation, and the ability to add delegates. Plus, new innovative features such as opening accounts online, member-to-member transfers, transaction alerts, and advanced security features. Expect everyday banking features such as transferring funds, paying bills, depositing cheques, INTERAC e-Transfer®, and more. Securely manage your money anywhere, anytime with the Unity Credit Union Mobile App.
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